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One not-frugal thing: I bought my dream car!

You guys, I did it! I bought my Honda Civic. 🙂

civic.

Isn’t she beautiful??

I can hardly believe I finally own one. 

Kristen in a new car.

fresh outta the dealership

I haven’t bought a vehicle for myself since 2012. And I haven’t driven anything other than a minivan since 2003.

Sooooo, this car feels pretty dang fancy to me!

I have a sunroof.

sunroof.

And heated seats. And a thermostat.

seat heater.

I have a big ol’ screen.

civic screen.

And look, my car even shows me the graphic for the currently playing song here:

civic dashboard.

My car is so zippy! My van, bless her heart, worked great, but she was definitely a little on the slow side for merging or going up hills. 

The first time I merged in the Civic, I was so surprised and delighted at how fast I went, I literally did this:

snoopy giggling

Also, it is so easy to make u-turns! Our neighborhood is situated so that we almost always have to make a u-turn on the highway, so this feature is going to be very nice for me. 🙂 

My van felt sort of like driving a marshmallow around; comfy and soft, but not very tight or stable on turns. So I have been very accustomed to taking corners and u-turns slowwwwly. Now I am a little more speedy. 😉 

civic steering wheel.

Every time I go somewhere, park the car, do my business, and walk back to the car, I am freshly amazed to see my Civic. Like…what? This is mine?? Are you kidding me??

hospital parking garage.

Kristen looking surprised.

How I feel when I look at my car!

I did buy a brand new one, largely because used Civic prices at the dealers were not that good, and I did not feel like dealing with the headache of buying a used one. 

However, I did apply a few money-saving tweaks. So, I’ll list them here as a pseudo-Five Frugal Things, with the understanding that buying a new car is not at all frugal. 😉 

1. I got a new grad discount

Toward the end of my test drive day, after I’d already gotten a price on the car, I noticed a sign about a new grad offer. I inquired, and they said it’s a $500 rebate if you’ve graduated within the last two years.

Kristen holding diploma.

A hard-won $500 discount right here

They weren’t sure if a two-year nursing degree counted, but the sales guy looked up the policy and sure enough, it was listed there. Yay! 

I’m still out here working the student discounts. 😉 

2. I paid for $3000 of the car with my Southwest credit card

The dealership allows you to put up to $3000 on a credit card, so I said, “Oh yes, please.” and handed over my Southwest credit card. 

plane wing.

I will pay it off immediately, of course, but I will cheerfully pocket the airline miles.

3. I waited 24 hours and got an extra $500

On the day I did my test drive, they included a $500 brand loyalty bonus in my quote. Of course, they wanted me to buy that very day, but I said I’d like 24 hours to sleep on it (to decide between trim levels).

Well, the next day, Honda corporate adjusted the loyalty bonuses, and mine went up by $500. 

Sooo, that was a very worthwhile 24-hour wait. 🙂 

(I know that this was not some shady sales tactic because it came up after I already had my out-the-door quotes in hand for both trim levels.)

4. I financed part of the purchase, temporarily

There was another bonus offered if you used Honda financing. I wasn’t planning to finance any of the purchase, but I will not turn down a bonus.

So, I financed the minimum amount, which I will pay off as soon as my account is set up.

5. I refused every single extra offer

You know how they have a whole laundry list of extra services you can add on? I said no to all of them. 

I was particularly sure I didn’t want the extended warranty and service agreement. I said…ummm, this is why I’m buying a Honda: so that I don’t have to worry about things breaking!!

What a silly thing to try to sell to a Honda buyer. 😉 

Your turn! What frugal things have you been up to?

(Although if you also bought a car this week, feel free to tell us about it!)

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Lisa’s Yarns

Tuesday 23rd of December 2025

I am so happy for you! Hooray! We have also bought new Toyotas but the difference in cost between new and used for Toyotas and Hondas is so minimal that it hasn’t felt worth it for us. I did quite well on my last Toyota purchase. I bought an accord for 18k back on 2016 and then we sold it 2 years ago when we got a RAV4 and we sold it for 16k because the used car market was bonkers in 2023! Used is not always the answer. We also take advantage of those financing specials since there is a time value of money aspect and then we pay it off when the interest free period ends.

Yay yay yay! I so so happy for you!! Enjoy zipping around in your sporty car!!

JaeFi

Tuesday 23rd of December 2025

Kristen, I admire your success getting deals purchasing your car. I bought a new car last fall and did not manage to get any savings at all. Why is buying a new car so different from buying other things? I dreaded the process and put it off for several months before finally heading to the dealership. I have no regrets though—I love my car, a Toyota Corolla Cross.

Frugal:

1. We shopped Dollar stores this weekend for stocking stuffers.

2. We returned home for lunch rather than eating out while running errands.

3. I waited for Louise Penny’s new book at the library rather than pay for a copy (I am not always patient enough to wait for a new book, especially when I am #328 on the hold list.)

4. I have not bought a new wallet despite the zipper on mine breaking. I don’t know how long I can use it this way, though, so I’ll start looking for a good deal on a new one.

5. Like many others, I’ve been eating from the freezer this week. I actually love doing this! It’s so easy to have some of my favorites this way!

Beth (in VA)

Tuesday 23rd of December 2025

YAAAAAAAYYYYYYYY!! SO happy for you!!

Karen A.

Tuesday 23rd of December 2025

Congratulations on your dream car! We are Honda Civic fans here, too; two of our kids have them and they are great.

Gina from The Cannary Family

Tuesday 23rd of December 2025

Buying a new car by yourself, as a woman, is a nerve-wracking and very exciting thing! What a great Christmas gift to yourself. (: This is not a frugal week for me, but I am being mindful of what I spend - does that count? Ha ha. Merry Christmas!

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