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A little bit of this, a little bit of that (plus, give me fashion advice)

It’s not stream of consciousness today…it’s more of a miscellany collection, because I have a bunch of small things I want to share with you!

wild purple violet.

Would you go into debt to have fun?

The How to Money podcast recently highlighted a Bankrate survey that asked people this question, their results said that 27 percent would take on debt to travel and 14 percent would take on debt to dine out.

(That last one surprised me! Debt for dining out??)

screenshot of article.

Since I’m only willing to take on debt in very specific situations (to fund things like a house or an education), my answer is an obvious, “Nope!” to this question.

But my main thought when I heard the question was…why would you need to choose between debt and fun?

Obviously, money can buy you a lot of delightful experiences. But there are also a lot of ways to have fun without going into debt.

field of wildflowers.

First, you can enjoy experiences that just are free/cheap, like local hikes, cooking with friends, going to a book club, watching the sunrise at a park near you, and so on.

Second: there are almost always ways to get pricey things for less money (like I do when I go to the symphony). There are tons of travel, entertainment, and dining hacks you can employ to keep costs down without giving up the experiences you want.

plane wing in a cloud.

And lastly: unless you are truly, truly pinching every penny you can just to survive*, there’s always the option of saving up for the experiences you want to buy.

*in which case you are probably not the type of person who will go into debt for a dinner out!

Saving up does require a delay of gratification, but I would choose that every day over credit card debt. Debt hurts more than delayed gratification.

I read the “Outlive” book

I do not even remember where I heard this book recommended, but it’s popular enough that I was not able to renew it at the library, so I had to hurry up and read it so I could return it.

Outlive book cover.

It’s written by a Stanford-educated doctor, and he mainly wrote it because he thinks medicine in America puts too much emphasis on treating existing diseases in people, rather than promoting behaviors that help to prevent disease in the first place.

If you haven’t taken some human biology courses, some of his chapters might be a little dry and confusing, but I did appreciate the scientific approach.

My takeaway is that a lot of the things that I am already doing are really good for increasing my chances of having a lot of healthy years (a healthspan vs. a lifespan)

Kristen on a hawaii hike.

It’s not earth-shattering stuff…it’s things like:

  • lifting weights
  • getting aerobic activity in
  • prioritizing sleep
  • working on foot mobility for stability (my barefoot habits have me set up well for this!)
  • eating sufficient protein (and limiting processed, simple carbs)
  • getting help for mental health

Maybe the thing that stuck with me the most is how good exercise is for preventing so, so many of the diseases that plague us as we get older. If I move my body consistently, it’s much more likely to offer me better health.


Obviously, some things about our health are not under our control! He acknowledges that genetics are a big factor, but the bigger point is that while we can’t change our genetics, there are things that most of us can do to increase the odds of our bodies giving us more functional years.

So basically….I just felt encouraged to keep doing the things I’m doing!

I’m gonna try drinking 2 water bottles a day

(totally unrelated to the Outlive book)

I read mixed things about how much water human beings are really supposed to drink, but I do know nurses tend to fail at hydrating themselves.

So, I’m gonna try to establish a new habit of drinking two bottles-ful of my yellow water bottle.

yellow water bottle.

(a freebie from my first FinCon)

It only holds 2 cups, so I’m just gonna be drinking 4 cups a day. But also: I do drink other fluids, and the foods I eat have fluid content, so it’s not like this is my sole source.

If I end up wanting to drink more, I will. But I like to set very manageable goals. 😉

I’m gonna track it on my little printable calendar with X’s (goal tracker apps do not work for me. I need paper!) and I’ll let you know in a month how it’s going.

Give me some fashion advice

I saw a Target dress on Instagram (I think?) and I decided to give it a try. I could only find a white one at our local Target, so I bought that, but then I second-guessed myself and also ordered a blue-striped one.

white dress.

(As it turns out, they were on sale for $28 instead of the usual $40. Lucky me! This is the dress.)

blue sundress.

So now I have two dresses, and I am trying to decide between them.

blue stripes on dress.

you can see the blue stripes better here

I do like the white one, but I suppose my main hesitation is: is it gonna be hard to keep clean? I remember that when I had white jeans, I had to think carefully about what surfaces I sat on!

Kristen and chiquita.

She always joins me

Also: does the white make it look like a casual bridal dress?

Kristen in a white dress.

I think adding the included belt makes it less that way.

Kristen in a white dress.

The blue one also has a belt, of course.

Kristen in blue belted dress.

I know the buckle is off-center. It’s bothering me too!

What would you do if you were me?

Kristen in blue dress.

Every time I take clothing pictures, I feel in awe of fashion bloggers; fashion selfies are a lot of work.

Ok…discuss! Give me dress opinions, but any other topics in this post are fair game too, of course.

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Tuesday 30th of April 2024

Blue stripes, without a doubt. As for people being willing to go into debt to travel or eat out, it boggles my mind how much risk people are willing to take on just for some momentary pleasure. I would never do it. I sacrifice today's pleasure for tomorrow's safety without a sigle thought. This mindset has saved me countless times.


Saturday 27th of April 2024

I like the white one, but LOVE the blue and white striped. It's so pretty, and pretty on you! :)

Marivic Pontejon Frederick

Friday 26th of April 2024

I vote for the blue dress!


Friday 26th of April 2024

I'm a sucker for blue and white anything!!! Both look great on you but I vote blue :)


Thursday 25th of April 2024

Blue/white stripe a classic summer choice looks best on you.

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