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You don’t need a million dollars (+ more miscellany!)

You don’t need 1 million to retire.

Mr. FG sent me this encouraging article about how you can retire on less than 1 million.

coins

Some of the points in the article were similar to the ones I made when I wrote about retirement.

(It’s a post about what I tell myself when I get down about being late to start on retirement savings!)

I made a birthday pie at Sonia’s request.

This is newsy because I really do not do pies.

(I hate eating pie crust and I also hate making it.)

This was a cheater’s pie, though, as I subbed a graham cracker crust for the regular crust.

I used Smitten Kitchen’s recipe for chocolate pudding pie.

You can recycle contact lenses now!

Contact lens waste is not a super, super pressing priority (things like food waste are a much bigger trash problem for most people), but still, I was happy to hear that TerraCycle now offers a recycling program for contacts and their packaging.

You can read all about it here.

I’m trying a new produce delivery service.

I’ve been on the waitlist for Hungry Harvest, a service that delivers ugly, excess produce that would otherwise be thrown away.   So cool.

(You may have seen this on Shark Tank!)

And I just got an email saying they’ve now expanded into my area. Woohoo!

I believe they deliver from Virginia up to New York state, and they’re planning to grow even more.

You can get on the waitlist to be notified if they start delivering to your area.

I’ll let you know how my experience is.

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And that’s all I’ve got for you today! I hope that those of you navigating the change to daylight saving time are handling it ok.

Me? I’m very happy it’s staying light later at night, but I have to admit, it is awfully hard to get up when the alarm goes off.   My body is telling me that it’s way too early!   Hopefully I’ll adjust soon.

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Cate

Wednesday 22nd of March 2017

Well, that was an encouraging article on retirement. I am in my mid-40s and would love to retire early but I worry I will run out of money. But maybe I don't need quite as much as I think. Thanks for sharing.

frugalprice

Saturday 18th of March 2017

Thanks for sharing your thoughts. It really helps for people to learn and think about saving for retirement as early as possible. But personally, I don't know what to believe anymore about how much is needed for retirement. Each article has a different number and healthcare is just too scary to think about.

megan

Thursday 16th of March 2017

Super interesting discussion about retirement that's got me thinking deeply about all of it. I've started reading about investing and my mind is blown by the results of compound interest. I'm reading "The Boglehead's Guide to Investing" and it's really great! I'm not what I would consider a numbers person, but it's breaking things down nicely, and is a great DIY guide to investing wisely. Thought I'd mention it because I know I love seeing book recommendations :).

Kristen

Friday 17th of March 2017

Also not a numbers person! So maybe this would be perfect for me.

Karen B.

Wednesday 15th of March 2017

Thanks for the Hungry Harvest info. They do deliver to my area of Virginia so we might be giving it a try!

Diane C

Wednesday 15th of March 2017

Aw, heck, back again to say I started way later than you. I had a home (and a mortgage) but no other debt. I did it, and you will, too, Kristen! Just keep plugging away and you *will* get there. I recommend these articles to anyone who wants to retire, early or otherwise:

http://jlcollinsnh.com/stock-series/

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