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	<title>Comments on: Monday Q&amp;A-Temptation and Seasonal Buying (not in that order)</title>
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	<link>http://www.thefrugalgirl.com/2009/08/monday-qa-temptation-and-seasonal-buying-not-in-that-order/</link>
	<description>cheerfully living on less</description>
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		<title>By: Foxie</title>
		<link>http://www.thefrugalgirl.com/2009/08/monday-qa-temptation-and-seasonal-buying-not-in-that-order/#comment-16409</link>
		<dc:creator>Foxie</dc:creator>
		<pubDate>Wed, 02 Sep 2009 03:53:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefrugalgirl.com/?p=3113#comment-16409</guid>
		<description>&quot;This doesn’t mean you should be terribly impressed by my self-control…on the contrary, you should probably be less than impressed because I don’t have to exert a lot of effort to save my money.&quot;

For just finding this blog, this line alone makes me like it. :) Like Reese, I sometimes agonize over how PF bloggers seem to make ALL the right choices and never fall into temptation like &quot;the rest of us&quot; seem to. It&#039;s good to see a writer with an extremely non-preachy tone, kudos, you&#039;re writing and photography are great! (I&#039;d like a nice DSLR someday... Right now, I&#039;m loving my point &amp; shoot Canon that seems to be fantastic for my present skills.)

For me, I avoid temptation by having a set amount of &quot;blow&quot; money. If what I want exceeds my spending limit, I&#039;m stuck waiting... Unless I feel comfortable enough to spend my tiny bit of savings on it. (Savings set aside from spending money not used, for nothing in particular.) I find that I rarely feel like taking from savings, but am happier when I have a bit of a &quot;windfall&quot; (extra money, I get paid on commission so it changes and I won&#039;t know until checks are posted) and can spend the money in one fell swoop without touching savings. This time, I finally have enough of this &quot;extra&quot; to pay for a new piece of ink art, which I&#039;m looking forward to. :) (Of the tattoo variety, which for some reason I feel weird mentioning on a blog like this!)</description>
		<content:encoded><![CDATA[<p>&#8220;This doesn’t mean you should be terribly impressed by my self-control…on the contrary, you should probably be less than impressed because I don’t have to exert a lot of effort to save my money.&#8221;</p>
<p>For just finding this blog, this line alone makes me like it. <img src='http://www.thefrugalgirl.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  Like Reese, I sometimes agonize over how PF bloggers seem to make ALL the right choices and never fall into temptation like &#8220;the rest of us&#8221; seem to. It&#8217;s good to see a writer with an extremely non-preachy tone, kudos, you&#8217;re writing and photography are great! (I&#8217;d like a nice DSLR someday&#8230; Right now, I&#8217;m loving my point &amp; shoot Canon that seems to be fantastic for my present skills.)</p>
<p>For me, I avoid temptation by having a set amount of &#8220;blow&#8221; money. If what I want exceeds my spending limit, I&#8217;m stuck waiting&#8230; Unless I feel comfortable enough to spend my tiny bit of savings on it. (Savings set aside from spending money not used, for nothing in particular.) I find that I rarely feel like taking from savings, but am happier when I have a bit of a &#8220;windfall&#8221; (extra money, I get paid on commission so it changes and I won&#8217;t know until checks are posted) and can spend the money in one fell swoop without touching savings. This time, I finally have enough of this &#8220;extra&#8221; to pay for a new piece of ink art, which I&#8217;m looking forward to. <img src='http://www.thefrugalgirl.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  (Of the tattoo variety, which for some reason I feel weird mentioning on a blog like this!)</p>
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		<title>By: Theresa</title>
		<link>http://www.thefrugalgirl.com/2009/08/monday-qa-temptation-and-seasonal-buying-not-in-that-order/#comment-16379</link>
		<dc:creator>Theresa</dc:creator>
		<pubDate>Tue, 01 Sep 2009 02:50:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefrugalgirl.com/?p=3113#comment-16379</guid>
		<description>It is definitely frugal to check the ads to stock the pantry. We like one particular brand of mayonnaise. I&#039;ll clip the coupons for it and when it goes on sale, I buy at least 6 jars. This usually lasts until the next sale. The cashiers always comment and wonder why I buy such large quantities of mayo but little else. I tell them I&#039;m stocking my pantry until the next sale. &quot;Oh! What a good idea!&quot; This practice is astonishing to them but wonderful for the pocket as well as the pantry. The same habit holds for meats. Lay them on cookie sheets to individually freeze the portions, cover with plastic grocery bags, and when completely fronzen, place them in ziplocks.</description>
		<content:encoded><![CDATA[<p>It is definitely frugal to check the ads to stock the pantry. We like one particular brand of mayonnaise. I&#8217;ll clip the coupons for it and when it goes on sale, I buy at least 6 jars. This usually lasts until the next sale. The cashiers always comment and wonder why I buy such large quantities of mayo but little else. I tell them I&#8217;m stocking my pantry until the next sale. &#8220;Oh! What a good idea!&#8221; This practice is astonishing to them but wonderful for the pocket as well as the pantry. The same habit holds for meats. Lay them on cookie sheets to individually freeze the portions, cover with plastic grocery bags, and when completely fronzen, place them in ziplocks.</p>
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		<title>By: Battra92</title>
		<link>http://www.thefrugalgirl.com/2009/08/monday-qa-temptation-and-seasonal-buying-not-in-that-order/#comment-16378</link>
		<dc:creator>Battra92</dc:creator>
		<pubDate>Tue, 01 Sep 2009 02:09:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefrugalgirl.com/?p=3113#comment-16378</guid>
		<description>Well depending on your technique a wide, a normal and a telephoto should be plenty. I&#039;m not big on telephoto shots but once in a while they are good to have around. 

Though today&#039;s zooms are much better than they used to be back in the mid 80s when film was king.</description>
		<content:encoded><![CDATA[<p>Well depending on your technique a wide, a normal and a telephoto should be plenty. I&#8217;m not big on telephoto shots but once in a while they are good to have around. </p>
<p>Though today&#8217;s zooms are much better than they used to be back in the mid 80s when film was king.</p>
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		<title>By: Kristen</title>
		<link>http://www.thefrugalgirl.com/2009/08/monday-qa-temptation-and-seasonal-buying-not-in-that-order/#comment-16369</link>
		<dc:creator>Kristen</dc:creator>
		<pubDate>Mon, 31 Aug 2009 19:22:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefrugalgirl.com/?p=3113#comment-16369</guid>
		<description>William, at least there&#039;s more than one of us.  &lt;hee-hee&gt;

Batta, I&#039;d like to have a large assortment of prime lenses one day, but for now, this is a good all-purpose lens.  I still adore my 50/1.4 prime, though...it just can&#039;t be beat for low light.  And it&#039;s about 5 times lighter than my L lens!</description>
		<content:encoded><![CDATA[<p>William, at least there&#8217;s more than one of us.  <hee -hee></p>
<p>Batta, I&#8217;d like to have a large assortment of prime lenses one day, but for now, this is a good all-purpose lens.  I still adore my 50/1.4 prime, though&#8230;it just can&#8217;t be beat for low light.  And it&#8217;s about 5 times lighter than my L lens!</hee></p>
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		<title>By: Battra92</title>
		<link>http://www.thefrugalgirl.com/2009/08/monday-qa-temptation-and-seasonal-buying-not-in-that-order/#comment-16364</link>
		<dc:creator>Battra92</dc:creator>
		<pubDate>Mon, 31 Aug 2009 17:34:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefrugalgirl.com/?p=3113#comment-16364</guid>
		<description>&lt;a href=&quot;#comment-16358&quot; rel=&quot;nofollow&quot;&gt;@Kristen &lt;/a&gt; 
I completely agree that it&#039;s best to put your money into lenses and not the half frame or smaller lenses. That&#039;s why I got the cheapest body that Nikon has (a d40x) and I actually sometimes shoot old but very nice MF lenses on it. Of course, I also have to carry my trusty light meter around but I do that anyway since I shoot film 99% of the time.) 

I invested in film a while back so it&#039;s what I stick with. Someday, though I wouldn&#039;t mind investing in some really fast and fine glass but I figure if I&#039;m going to do that, I may as well go with the best (Leitz, Zeiss etc.) and get them on a decent body.

You did touch on something that I think is really important. Sometimes you really don&#039;t need to buy the thing to &quot;hold you over.&quot; Had you bought the lesser lens you would&#039;ve bought the better one eventually and that wouldn&#039;t be very frugal. 

I tend to prefer prime lenses over Zooms personally as they are usually less expensive and faster but that all depends.</description>
		<content:encoded><![CDATA[<p><a href="#comment-16358" rel="nofollow">@Kristen </a><br />
I completely agree that it&#8217;s best to put your money into lenses and not the half frame or smaller lenses. That&#8217;s why I got the cheapest body that Nikon has (a d40x) and I actually sometimes shoot old but very nice MF lenses on it. Of course, I also have to carry my trusty light meter around but I do that anyway since I shoot film 99% of the time.) </p>
<p>I invested in film a while back so it&#8217;s what I stick with. Someday, though I wouldn&#8217;t mind investing in some really fast and fine glass but I figure if I&#8217;m going to do that, I may as well go with the best (Leitz, Zeiss etc.) and get them on a decent body.</p>
<p>You did touch on something that I think is really important. Sometimes you really don&#8217;t need to buy the thing to &#8220;hold you over.&#8221; Had you bought the lesser lens you would&#8217;ve bought the better one eventually and that wouldn&#8217;t be very frugal. </p>
<p>I tend to prefer prime lenses over Zooms personally as they are usually less expensive and faster but that all depends.</p>
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		<title>By: WilliamB</title>
		<link>http://www.thefrugalgirl.com/2009/08/monday-qa-temptation-and-seasonal-buying-not-in-that-order/#comment-16361</link>
		<dc:creator>WilliamB</dc:creator>
		<pubDate>Mon, 31 Aug 2009 16:58:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefrugalgirl.com/?p=3113#comment-16361</guid>
		<description>&quot;A new washing machine would be an exciting gift for me too. lol &quot;

We are sad, sad people.</description>
		<content:encoded><![CDATA[<p>&#8220;A new washing machine would be an exciting gift for me too. lol &#8221;</p>
<p>We are sad, sad people.</p>
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		<title>By: Frugal Dreamer</title>
		<link>http://www.thefrugalgirl.com/2009/08/monday-qa-temptation-and-seasonal-buying-not-in-that-order/#comment-16359</link>
		<dc:creator>Frugal Dreamer</dc:creator>
		<pubDate>Mon, 31 Aug 2009 15:58:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefrugalgirl.com/?p=3113#comment-16359</guid>
		<description>Great post! Must be nice to never even start with those &quot;bad&quot; spending habits! You must have grown up in a frugal household? Nevertheless, I love to read about your financial endeavours, it&#039;s inspiring! 

Reese, you mentioned that you go grocery shopping every day, but on these trips you are tempted by other sales and other items. Maybe if you started to grocery shop less, maybe 2 or 3 times per week that would help? I know that has helped me.</description>
		<content:encoded><![CDATA[<p>Great post! Must be nice to never even start with those &#8220;bad&#8221; spending habits! You must have grown up in a frugal household? Nevertheless, I love to read about your financial endeavours, it&#8217;s inspiring! </p>
<p>Reese, you mentioned that you go grocery shopping every day, but on these trips you are tempted by other sales and other items. Maybe if you started to grocery shop less, maybe 2 or 3 times per week that would help? I know that has helped me.</p>
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		<title>By: Kristen</title>
		<link>http://www.thefrugalgirl.com/2009/08/monday-qa-temptation-and-seasonal-buying-not-in-that-order/#comment-16358</link>
		<dc:creator>Kristen</dc:creator>
		<pubDate>Mon, 31 Aug 2009 15:52:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefrugalgirl.com/?p=3113#comment-16358</guid>
		<description>William, I do photography on such a part-time basis, I don&#039;t even think I will make enough to have to pay taxes on it.  lol  I&#039;ve only done a handful of sessions for pay, which is fine by me, as if I have to edit too many photos, I start to not have fun anymore!

A new washing machine would be an exciting gift for me too.  lol  

Battra, I didn&#039;t save up money for my lens by doing photography, so don&#039;t feel envious or anything!  I played the piano a ton (for choirs, accompanying vocalists and instrumentalists, doing weddings) and I also did some childcare for a few months this spring/summer.

I considered going for a cheaper zoom lens, but I figured I would eventually want the L zoom lens and that I might as well fork over the cash now instead of buying the cheaper one now and the more expensive one later.   I hope someday to upgrade my camera body to a full-frame DSLR, so I feel like it&#039;s wise to buy lenses that will work well with that, you know?</description>
		<content:encoded><![CDATA[<p>William, I do photography on such a part-time basis, I don&#8217;t even think I will make enough to have to pay taxes on it.  lol  I&#8217;ve only done a handful of sessions for pay, which is fine by me, as if I have to edit too many photos, I start to not have fun anymore!</p>
<p>A new washing machine would be an exciting gift for me too.  lol  </p>
<p>Battra, I didn&#8217;t save up money for my lens by doing photography, so don&#8217;t feel envious or anything!  I played the piano a ton (for choirs, accompanying vocalists and instrumentalists, doing weddings) and I also did some childcare for a few months this spring/summer.</p>
<p>I considered going for a cheaper zoom lens, but I figured I would eventually want the L zoom lens and that I might as well fork over the cash now instead of buying the cheaper one now and the more expensive one later.   I hope someday to upgrade my camera body to a full-frame DSLR, so I feel like it&#8217;s wise to buy lenses that will work well with that, you know?</p>
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		<title>By: Battra92</title>
		<link>http://www.thefrugalgirl.com/2009/08/monday-qa-temptation-and-seasonal-buying-not-in-that-order/#comment-16357</link>
		<dc:creator>Battra92</dc:creator>
		<pubDate>Mon, 31 Aug 2009 15:20:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefrugalgirl.com/?p=3113#comment-16357</guid>
		<description>You know, I can&#039;t say I&#039;ve ever spent a grand on a camera lens. Though I have been eying a Leica Mount (probably a Voigtlander) rangefinder and those things are NOT cheap at all.

I just keep hoping someday my dream will come true and I&#039;ll no longer be a simple IT tech but can actually make a living with my camera.</description>
		<content:encoded><![CDATA[<p>You know, I can&#8217;t say I&#8217;ve ever spent a grand on a camera lens. Though I have been eying a Leica Mount (probably a Voigtlander) rangefinder and those things are NOT cheap at all.</p>
<p>I just keep hoping someday my dream will come true and I&#8217;ll no longer be a simple IT tech but can actually make a living with my camera.</p>
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		<title>By: somcak</title>
		<link>http://www.thefrugalgirl.com/2009/08/monday-qa-temptation-and-seasonal-buying-not-in-that-order/#comment-16355</link>
		<dc:creator>somcak</dc:creator>
		<pubDate>Mon, 31 Aug 2009 14:44:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefrugalgirl.com/?p=3113#comment-16355</guid>
		<description>How I avoid temptation:
If I&#039;m shopping and find a purse/bag I *have to have* I walk around the store with it in my arms.  I put the purse on my shoulder and see how it fits, I get used to having it.  And then, I realize I don&#039;t like it because the 2 purses I have (one black, one purple) are perfect.  If I ever find a black or purple purse that can displace the ones I have, then I&#039;ll get it.  It&#039;s been 3 years, I haven&#039;t bought a purse or bag!

For clothes, what has helped me was getting a sewing machine and learning how to sew.  I look at clothes, see that it wold take an hour or less to sew, figure out the cost of the fabric, and realize that the $20 shirt or $60 dress is really only about $10 and an hour or 2 of time.  Knowing that, I won&#039;t buy it.  If the item is on sale for a price that would be less than the fabric, then I try it on and see how it fits.  If I would have to make alterations, I consider the amount of time and the price.  For example, the last pair of pants I found were $12, but needed alterations.  It would take 10 minutes to alter, and there was at least $10 worth of fabric in the pants.  I bought them because it would take longer to make them and that was worth the $2 to me, even with the alteration.

For food, generally looking at the calorie count will dissuade me.  If it doesn&#039;t, I put it in the cart, on the &quot;kid seat&quot; part and then every other item I look at in the store is compared to the temptation item.  Generally, by the end of the grocery store trip, the temptation item is out of my cart because I would rather have the food I need than the temptation item.  

As for sales:
Paper products are on sale now as the last big grill day (Labor Day) is coming up.  I got a huge stack of napkins for 39 cents yesterday!  I don&#039;t use them, but my roommate does, so this was a great find.  Also, condiments are on sale (mustard for $1 and Mayo for $1.50) so I stocked up.  

Canned goods will be going on sale soon, usually the end of September and then again around Thanksgiving and Christmas.  This is the time I stock up on olives (generally less than a $1 a can) and broth (generally less than 50 cents a can!).

And no, I don&#039;t consider myself frugal, I consider myself practical!  Why spend more for the things you need if you can wait to stock up and have all that you need?</description>
		<content:encoded><![CDATA[<p>How I avoid temptation:<br />
If I&#8217;m shopping and find a purse/bag I *have to have* I walk around the store with it in my arms.  I put the purse on my shoulder and see how it fits, I get used to having it.  And then, I realize I don&#8217;t like it because the 2 purses I have (one black, one purple) are perfect.  If I ever find a black or purple purse that can displace the ones I have, then I&#8217;ll get it.  It&#8217;s been 3 years, I haven&#8217;t bought a purse or bag!</p>
<p>For clothes, what has helped me was getting a sewing machine and learning how to sew.  I look at clothes, see that it wold take an hour or less to sew, figure out the cost of the fabric, and realize that the $20 shirt or $60 dress is really only about $10 and an hour or 2 of time.  Knowing that, I won&#8217;t buy it.  If the item is on sale for a price that would be less than the fabric, then I try it on and see how it fits.  If I would have to make alterations, I consider the amount of time and the price.  For example, the last pair of pants I found were $12, but needed alterations.  It would take 10 minutes to alter, and there was at least $10 worth of fabric in the pants.  I bought them because it would take longer to make them and that was worth the $2 to me, even with the alteration.</p>
<p>For food, generally looking at the calorie count will dissuade me.  If it doesn&#8217;t, I put it in the cart, on the &#8220;kid seat&#8221; part and then every other item I look at in the store is compared to the temptation item.  Generally, by the end of the grocery store trip, the temptation item is out of my cart because I would rather have the food I need than the temptation item.  </p>
<p>As for sales:<br />
Paper products are on sale now as the last big grill day (Labor Day) is coming up.  I got a huge stack of napkins for 39 cents yesterday!  I don&#8217;t use them, but my roommate does, so this was a great find.  Also, condiments are on sale (mustard for $1 and Mayo for $1.50) so I stocked up.  </p>
<p>Canned goods will be going on sale soon, usually the end of September and then again around Thanksgiving and Christmas.  This is the time I stock up on olives (generally less than a $1 a can) and broth (generally less than 50 cents a can!).</p>
<p>And no, I don&#8217;t consider myself frugal, I consider myself practical!  Why spend more for the things you need if you can wait to stock up and have all that you need?</p>
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